New to Property Investment or a Seasoned Investor?
Would you like to know how to get started with financing your first property investment? Are you already an investor looking to build a relationship with an experienced mortgage broker?
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Investing in a rental property
Investing in a rental property
As property investors ourselves, we understand the unique challenges of property investment. We also know how to get you the best deal for your current property investment and future plans. Whether it's your first investment property or adding to your existing portfolio Pope & Co. are here to help!
The bank said no, can you still help?
The bank said no, can you still help?
It’s highly likely your bank just doesn’t understand your personal circumstances or the complexity of what you are trying to do. So let us talk to them on your behalf and look at the other options including preparing your application in a way that will help the approval chances. We have a great strike rate of getting approvals and often it’s how something is prepared or the sending of your application to the right lender.
Debt Consolidation / Mortgage Arrears / Top Ups
Debt Consolidation / Mortgage Arrears / Top Ups
Need to consolidate some debt, clear some mortgage arrears or top up for home improvements? We can help with free advice no matter what your situation.
Mortgage Protection
Mortgage Protection
Mortgage protection insurance helps pay the mortgage in the event that you are unable to work due to illness, injury or disability.
This means your family home is protected while you focus on recovery.
Non-NZ Resident Loans
Non-NZ Resident Loans
If you are looking at immigrating to New Zealand or you are a non-resident we can help you every step of the way to obtain a New Zealand mortgage (home loan). Current bank lending policies make it difficult to obtain funding with less than 20% deposit, so please contact us.
Mortgage Reduction Plans
Mortgage Reduction Plans
As part of our day-to-day service can provide you with a tailored mortgage reduction plan to get you mortgage free quicker. We delve a bit deeper into your financial situation to identify the best way to save thousands in interest.
New Build / Construction Loan
New Build / Construction Loan
Doing a new build or construction loan can be a great option for a dream home or property investment with deposit options ranging from 5%. There may also be additional Housing NZ HomeStart subsidy options available.
Refinancing & Re-Fixing Rates
Refinancing & Re-Fixing Rates
Whatever your refinancing needs we can help quickly. Perhaps you want help to negotiate rates with your bank or need to formally test the market and look at fresh options? We can also analyse the feasibility of breaking a fixed rate.
Self-Employed Solutions
Self-Employed Solutions
If you are self-employed it can sometimes be difficult getting a mortgage. This can be because your financials are not up to date, you are a new business, you have a complex structure or the bank or banking consultant doesn’t understand your needs. So proving income can be tricky, even if you have been in business for more than a year.
Vehicle / Business / Commercial Finance
Vehicle / Business / Commercial Finance
If you are looking to buy a car, business or commercial property we can help! We have access to sharp vehicle finance rates and can also guide you through the process of buying a commercial property.
Mortgage Types
Mortgage Types
There are many types of mortgages to consider, whether you are a first-home buyer or next-home buyer. For instance you may be wondering whether you should fix or float, get a revolving credit facility, get interest only and so on. Wellington Mortgage Brokers are here to help you understand your options and choose the best solution for your individual circumstances.
Bad Credit & Non-Conforming
Bad Credit & Non-Conforming
Need a mortgage but having trouble with getting approved because of bad credit or adverse credit history? Worried that your situation is a bit outside the box? Don’t be as we may have a solution to help!