News & Opinion

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Improve your home loan approval chances with these tips

Posted 4 years ago by Developer

1. Watch your bank statements! Close any accounts you hardly use and make sure you don’t go into unauthorised overdraft.

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Changes in lending policy for 2018

Posted 4 years ago by Developer

As we lead into Xmas there are some changes in the lending world to be wary of for January 2018.

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Lending restrictions set to ease early 2018

Posted 4 years ago by Developer

The Reserve Bank has today announced a ‘modest’ easing of Loan to Value Ratio (LVR) restrictions from early 2018.

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Why use a mortgage broker

How to avoid finance falling over on your property deal

Posted 5 years ago by Developer

There has been some interesting articles this week relating to property deals (it appears mainly attributed to Auckland) falling over at the last minute due to finance.

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OCR held at 1.75% for fifth time

Posted 5 years ago by Developer

The OCR (Official Cash Rate) remains unchanged again, at 1.75%, for the fifth consecutive review.

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What is a revolving credit?

Posted 5 years ago by Developer

As part of numerous measures to curb access to credit, the banks have started to restrict the availability of revolving credits—mainly around the size of accessible limits, and linked to...

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No change to Official Cash Rate

Posted 5 years ago by Developer

Today the Reserve Bank has again left the Official Cash Rate (OCR) unchanged at 1.75 percent, but suggests that the slowdown in house price inflation could be temporary.

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Can you pay your mortgage off quicker?

Posted 5 years ago by Developer

Well the year is nearly half gone and it’s anyone’s guess where interest rates and property prices will head this year. But I think it’s expected both will rise a little.

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Government Housing Affordability Measure study

Posted 5 years ago by Developer

Interesting article in the Herald recently about the Government Housing Affordability Measure (HAM) study saying that renting is cheaper than owning.

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Official Cash Rate held again

Posted 5 years ago by Developer

The Reserve Bank has left the Official Cash Rate (OCR) unchanged today at 1.75 percent.

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