Why go to a broker rather than direct to the bank?
Firstly, just a bit of background into how the relationship between banks and brokers works. Banks use brokers because...
Read more
Does your mortgage need to do the splits?
Does it ever feel like deciding on your mortgage strategy is a bit too big a decision to make in one go?
Read more
6 Ways to save for a first home deposit
If buying a first home is a goal you’re striving for, you have probably wondered how to save a deposit.
Read more
KiwiSaver: Can I be a second time around first home buyer?
Most people know that you can withdraw money from your KiwiSaver account to help with a deposit on a first home, subject to meeting the membership and contribution criteria.But while...
Read more
6 Steps to nailing your next open home!
Planning to attend a few open homes this weekend? House hunting is an exciting time – approached with the right spirit, it can be a fun, thrilling experience, and most...
Read more
Covid-19 Mortgage Update
Isn’t it a crazy world we live in at the moment! Well done to all our essential workers and Kiwi’s doing so well in lockdown. Read more for some quick key points on the mortgage front.
Read more
How to make your credit card work
Kiwis love credit cards — on average over the last 12 months New Zealanders collectively owed more than $7 billion dollars in credit card debt, accruing interest at an average rate of 18%, according to Reserve Bank figures.
Read more
Protection insurance — what do you need?
We never expect the worst to happen, but if it does, having the right insurance in place can protect your home and family and enable you to maintain your quality of life.
Read more
OCR predictions wrong
The Reserve Bank decision to hold the OCR at 1 percent has come as a surprise, as all the major banks were expecting a drop of 0.25 basis points. Even Westpac economists had reversed their earlier forecast, which was in contrast with their rival commentators.
Read more
Considering your first investment property?
Have you seen your home equity grow over the last year or so? With property values increasing significantly and record low mortgage interest rates, now could be an ideal time to use your increased equity to buy a rental property.
Read more